Medicare Plan N

Medicare Supplement Plan N could save you money! It is about 20% less than Plan C or Plan F and has minimally increased outlays.  There is a $20 doctor visit co-pay and you are responsible for the Part B deductible of $162.  That's it! Premium savings for the year will be well over $600! Call with any questions (215) 658-1555.
Allen Heffler
www.mymedicareadvisor.com

Philadelphia Medicare Insurance

OK all you Philly residents turning 65 in the next six months. I know that most of you are confused about your Medicare Options. You're receiving tons of mail on a daily basis, but still unsure of which Medicare insurance plan to choose. You see that Medigap Plan F is the most expensive plan, so naturally it must be the best, so you're thinking that's the plan you're going to choose. This option, however, might not be the optimal option. In fact, if you and your spouse choose this option, over a 10 year period, you're going to be overpaying several thousands of dollars for your coverage. Perhaps the better option-Plan G. Medigap Plan G affords you with the same high level of coverage, with lower costs. Visit my website, www.mymedicareadvisor.com or call me directly at (215) 658-1555 So that I can tell you more how to get the biggest bang for the buck

Great Article-Your Medicare Supplement Plan - Have You Shopped Around Lately?

Very good article about making sure you get the lowest price for your Medicare Plan.

http://ezinearticles.com/?Your-Medicare-Supplement-Plan---Have-You-Shopped-Around-Lately?&id=6218737

http://www.mymedicareadvisor.com

New to Medicare

New to Medicare? Confused? My next several blogs will break things down in an easy, understandable format that will absolutely clear up any confusion you may have. This first blog will talk about Medicare Part A.

Medicare Part A

Medicare is a type of health insurance that was created by the government to help cover medical bills for citizens who meet certain requirements. Medicare Part A, part of the Original Medicare, is a government funded hospital insurance that covers in patient care in hospitals, skilled nursing facilities and Religious Nonmedical Health Care Institutions; hospice care services; and home health services.
Who Can Get Medicare Part A?

•        Citizens over 65
  
•        Citizens under 65 with certain disabilities
  
•        Citizens with End-Stage Renal Disease
  

How Much Does Part A Cost?
If you or your spouse paid Medicare taxes while you were working, you typically don’t have to pay a 
premium for Part A coverage.
When Can I Enroll in Part A?
You can automatically get Medicare Part A coverage on the first day of the
month you turn 65 if you also receive benefits from Social Security or the
Railroad Retirement Board (RRB). Your Medicare card will come in the mail
3 months before your 65th birthday.

On the other hand, if you are under 65 and you are disabled, you will
automatically receive Part A once you’ve received Social Security disability
benefits or certain RRB benefits for 24 months. Your Medicare card will come
in the mail on your 25th month of disability. An exception is made for those
with Amyothrophic Later Sclerosis, who automatically receive Part A the
same month that disability benefits start.

You might have to sign up for Part A, even if you are eligible to receive it for
free. If, for any reason, you’re not receiving Social Security or RRB benefits,
you should contact Social Security (or the RRB if you worked for a railroad) 3
months before your 65th birthday to sign up.
What Does Medicare Part A Cover

•     The cost of a blood transfusion if the hospital must purchase blood for you.
  
•     Medically-necessary part-time nursing care or physical therapy, speech-language pathology, or
  

     occupational therapy.

•     Hospice care for those with a life expectancy of 6 months or less due to a terminal illness.
  
•     Hospital stay in a semi-private room. This includes meals, general nursing, drugs, and other
  

     hospital suppliers.

•     Up to 100 days each benefit period in a skilled nursing facility care including a semi-private
  

     room, meals, skilled nursing, rehabilitative services, and other services.
What’s Not Covered By Part A

•        Acupuncture
  
•        Cosmetic surgery
  
•        Custodial care
  
•        Most dental care and dentures
  
•        Routine eye exams, eye refractions, and most eyeglasses
  
•        Routine foot care
  
•        Hearing aids and exams
  
•        Long-term care
  
•        Routine or annual physical exams
  
•        Most prescription drugs
  
•        Syringes or insulin
  
•        Travel
  

You can find out more information about Medicare Part A by contacting your local Social Security office 
or by visiting www.medicare.gov.

My next blog will discuss Medicare Part B.

For More information contact http://www.mymedicareadvisor.com