Medicare Part A
Medicare is a type of health insurance that was created by the government to help cover medical bills for citizens who meet certain requirements. Medicare Part A, part of the Original Medicare, is a government funded hospital insurance that covers in patient care in hospitals, skilled nursing facilities and Religious Nonmedical Health Care Institutions; hospice care services; and home health services.
Who Can Get Medicare Part A?
How Much Does Part A Cost?
If you or your spouse paid Medicare taxes while you were working, you typically don’t have to pay a
premium for Part A coverage.
When Can I Enroll in Part A?
You can automatically get Medicare Part A coverage on the first day of the
month you turn 65 if you also receive benefits from Social Security or the
Railroad Retirement Board (RRB). Your Medicare card will come in the mail
3 months before your 65th birthday.
On the other hand, if you are under 65 and you are disabled, you will
automatically receive Part A once you’ve received Social Security disability
benefits or certain RRB benefits for 24 months. Your Medicare card will come
in the mail on your 25th month of disability. An exception is made for those
with Amyothrophic Later Sclerosis, who automatically receive Part A the
same month that disability benefits start.
You might have to sign up for Part A, even if you are eligible to receive it for
free. If, for any reason, you’re not receiving Social Security or RRB benefits,
you should contact Social Security (or the RRB if you worked for a railroad) 3
months before your 65th birthday to sign up.
What Does Medicare Part A Cover
What’s Not Covered By Part A
You can find out more information about Medicare Part A by contacting your local Social Security office
or by visiting www.medicare.gov.
Who Can Get Medicare Part A?
- Citizens over 65
- Citizens under 65 with certain disabilities
- Citizens with End-Stage Renal Disease
How Much Does Part A Cost?
If you or your spouse paid Medicare taxes while you were working, you typically don’t have to pay a
premium for Part A coverage.
When Can I Enroll in Part A?
You can automatically get Medicare Part A coverage on the first day of the
month you turn 65 if you also receive benefits from Social Security or the
Railroad Retirement Board (RRB). Your Medicare card will come in the mail
3 months before your 65th birthday.
On the other hand, if you are under 65 and you are disabled, you will
automatically receive Part A once you’ve received Social Security disability
benefits or certain RRB benefits for 24 months. Your Medicare card will come
in the mail on your 25th month of disability. An exception is made for those
with Amyothrophic Later Sclerosis, who automatically receive Part A the
same month that disability benefits start.
You might have to sign up for Part A, even if you are eligible to receive it for
free. If, for any reason, you’re not receiving Social Security or RRB benefits,
you should contact Social Security (or the RRB if you worked for a railroad) 3
months before your 65th birthday to sign up.
What Does Medicare Part A Cover
- The cost of a blood transfusion if the hospital must purchase blood for you.
- Medically-necessary part-time nursing care or physical therapy, speech-language pathology, or
- Hospice care for those with a life expectancy of 6 months or less due to a terminal illness.
- Hospital stay in a semi-private room. This includes meals, general nursing, drugs, and other
- Up to 100 days each benefit period in a skilled nursing facility care including a semi-private
What’s Not Covered By Part A
- Acupuncture
- Cosmetic surgery
- Custodial care
- Most dental care and dentures
- Routine eye exams, eye refractions, and most eyeglasses
- Routine foot care
- Hearing aids and exams
- Long-term care
- Routine or annual physical exams
- Most prescription drugs
- Syringes or insulin
- Travel
You can find out more information about Medicare Part A by contacting your local Social Security office
or by visiting www.medicare.gov.
My next blog will discuss Medicare Part B.
For More information contact http://www.mymedicareadvisor.com
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